For community association management companies
Completed lender questionnaire packages, under your brand.
You send the association's own documents. We produce the completed package, review it by hand against the agency requirements, and return it to you in 24 to 48 hours. Your manager reviews and signs. Your fee stays yours.
What changed on August 3
On August 3, 2026, Fannie Mae and Freddie Mac retired their light-touch condo review paths, so nearly every conventional condo loan in a building of 11 or more units now goes through Full Review. Full Review means the complete project questionnaire on every file, with reserves, delinquency, insurance and litigation answered to a standard that used to apply to a fraction of loans. That work landed on community association managers, who were already fitting it between everything else.
The change is set out in Fannie Mae Lender Letter LL-2026-03 and Freddie Mac Bulletin 2026-C. Read the plain explainer, including the two other dates that matter.
How it works
Four steps, all of them in writing. No calls, no meetings, no portal to learn.
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Documents in
You send attachments you already hold: budget, insurance declarations, delinquency aging, declaration, roster. First order for a community is the long list. Every order after that is a short refresh.
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We produce
Every arithmetic field is computed with the working shown, every narrative answer is drafted in the phrasing underwriting expects, and every material answer carries its source document and date.
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Human review
A person reviews the whole package against the agency requirements before it is returned, and anything missing or inconsistent comes back to you in one consolidated list rather than piecemeal.
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You sign and deliver
The package arrives in your branding, ready for your manager to review and sign. You remain the preparer and signer of record, and you deliver it to the lender.
What we commit to
Four promises, stated plainly so you can hold us to them.
24 to 48 hours
From a complete document set to a package in your hands. That is the only speed we have.
No rush fees, ever
There is no fast lane to sell you, because there is no slow lane. One price, one turnaround.
Free corrections
If a lender comes back inside its review window, we correct the package at no charge.
Your fee stays yours
We bill you per package. Whatever the transaction pays your company for the document is untouched.
Where the lines are
Averbrook is a production subcontractor and nothing more. The management company reviews and signs every document, remains the preparer of record, and is the only party that delivers anything to a lender.
Nothing we produce is legal advice or statutory interpretation, and Averbrook is not a law firm. We never contact the association, its board, its vendors, or any lender. Every conversation runs through you.
How we handle your documents, and everything else we commit to.
The first package is free
Pick one building, send the documents, and judge the work on your own paperwork. There is no commitment attached, and if it is not useful, that is the end of it.