Condominium Project Questionnaire (Full), draft
SAMPLE - FICTIONAL COMMUNITY
Harborview Commons Condominium, Tampa, FL (84 units)
Draft prepared from association-provided data for the management company's review and signature. The management company is the preparer and signer of record. Informational only: no legal advice, no statutory interpretation. Every package is checked against the agency requirements before delivery.
C1. Basic project information
- Project legal name
- Harborview Commons Condominium
- Address
- 2500 Shorebird Lane, Tampa, FL 33611
- HOA name
- Harborview Commons Condominium Association, Inc.
- HOA EIN
- 59-1234567
- Management company
- Gulfgate Community Management, LLC
- Total units
- 84
- Units sold/conveyed to unit purchasers
- 84 of 84 units (100.0%)
- Year built / converted
- 2004
- Part of a master association or larger development
- No
C2. Project completion status
- All units and common elements complete
- Yes
- Additional phasing or annexation planned
- No
- Completion answered from (recorded declaration)
- Declaration of Condominium recorded 2004 (Hillsborough County OR Book 13xxx, fictional) and amendments through 2019; no phases reserved
- Declaration reserves annexation/expansion rights
- No
- HOA control turned over to unit owners
- Yes (2006)
- Conversion details
- Not a conversion
- Established-project status (section A)
- Established: 84 of 84 units conveyed (100%), complete, no additional phasing, control turned over (B4-2.1-01 definition)
C3. Occupancy counts
- Owner-occupied (principal residence)
- 61 of 84 units (72.6%)
- Second homes
- 12 of 84 units (14.3%)
- Investor-owned
- 11 of 84 units (13.1%)
- Source of counts
- Per association records: homestead-exemption match plus owner mailing addresses, as of 2026-08-01
- Note
- No occupancy concentration requirement for established projects (eliminated 2026-03-18, LL-2026-03); counts reported for the form
C4. Single-entity ownership
- Any person or entity owning more than one unit
- Yes, itemized below (leased and developer-retained units aggregate)
- Investor A (fictional holding company)
- 3 of 84 units (3.6%), of which 2 leased
C5. Financials and reserves
- Budget source (every financial answer dated)
- FY2026 budget adopted by the board 2025-11-18
- Annual budgeted assessment income (regular)
- $604,800
- Excludable income still inside that figure (pass-throughs, incidental)
- $0
- Annual budgeted total income
- $612,000
- Budgeted replacement-reserve allocation (named line)
- $66,528
- Reserve allocation as % of assessment income
- $66,528 / $604,800 = 11.0% (named replacement-reserve line; special-assessment income excluded from the denominator)
- Funded reserve balance
- $410,000
- Reserve study
- Completed 2025-03-10 by Meridian Reserve Advisors (fictional); highest recommended annual allocation $60,000; recommended funded balance $350,000; within 3 years of the application date
C6. Assessment delinquency
- Units 60+ days past due, regular assessments
- 3 of 84 units (3.6%); unit counts, never dollar agings
- Units 60+ days past due, special assessments
- No special assessments on file; not applicable
C7. Special assessments
- Special assessments
- None
- Special assessments under discussion (not yet adopted)
- No; per board meeting minutes September 2025 through July 2026 reviewed; no special assessment discussed
C8. Litigation
- Pending litigation
- Yes, 1 matter(s), disclosed and classified below
- Matter 1
- Association v. unit owner 4-207, delinquent-assessment collection action filed 2026-05 in Hillsborough County (fictional docket). Classification: HOA is plaintiff in an assessment-collection or foreclosure action (B13)
C9. Usage and commercial space
- Commercial / non-residential share
- non-residential 4,200 sq ft / total 88,200 sq ft = 4.8% (by square footage; hotel and rental-apartment space count as commercial)
- Commercial sq ft (retail/office/other)
- 4,200
- Hotel sq ft (counts as commercial)
- 0
- Rental-apartment sq ft (counts as commercial)
- 0
- Hotel-type operations
- None: no front desk, no daily rentals, no rental pooling, no mandatory rentals, no hotel branding, answered literally
- Short-term rentals permitted
- No
- Non-incidental business income
- $0
C10. Restrictions
- Right of first refusal
- No
- Age restrictions
- No
- Resale restrictions
- None reported
- Leasehold estate
- No
- Mandatory third-party memberships
- No
- Recreational leases
- No
- Assessment lien priority (B11)
- 6 months of regular assessments may prime the first mortgage
C11. Insurance
- Carrier
- Meridian Bay Mutual Insurance Company (fictional)
- Carrier rating
- AM Best A- (B7-3-01 screen in INS-09)
- Policy number
- MBM-CP-204418
- Expiration
- 2027-04-01
- Coverage amount
- $24,150,000 (100% of estimated replacement cost $24,150,000 per insurer replacement-cost valuation dated 2026-03-15)
- Replacement-cost evidence
- insurer replacement-cost valuation dated 2026-03-15, dated 2026-03-15; coinsurance: none
- Policy form
- Special (all-risk) form: Yes; replacement-cost loss settlement: Yes; roof settlement: replacement cost
- Per-occurrence deductible
- $100,000 (0.4% of coverage; limit 5%)
- Per-unit deductible
- $25,000 per unit (cap $50,000 for applications on or after 2026-07-01); borrower HO-6 policy required: noted
- Deductible schedule by peril
- all other perils: $100,000, per_occurrence (per dec page, policy MBM-CP-204418 (fictional)); named storm: $25,000, per_unit (per dec page, policy MBM-CP-204418 (fictional))
- Deductible buy-back layers
- None
- Endorsements
- insurance trustee recognition: Yes; waiver of subrogation vs unit owners: Yes; master policy primary: Yes; building ordinance: Yes
- Boiler and machinery
- central HVAC: Yes; boiler and machinery $2,000,000 (lesser of $2M or replacement cost required)
- Flood
- in SFHA: Yes; flood coverage: Yes $24,150,000
- Liability
- $1,000,000 per occurrence
- Fidelity/crime
- $460,000
C12. Financial controls
- Separate bank accounts for operating and reserve funds
- Yes
- Management agreement
- Professional management agreement with Gulfgate Community Management, LLC through 2027-12-31
- Funds custody
- Gulfgate Community Management, LLC as managing agent; accounts titled to the Association
- Fidelity coverage for funds custodian
- Yes
C13. Building safety addendum (1076A/476A)
- Last inspection
- 2025-06-18, Milestone structural inspection, by Bayline Engineering Group (fictional), licensed professional engineer
- Findings and repairs (answered from the report)
- Based on the 2025-06-18 Milestone structural inspection by Bayline Engineering Group (fictional), licensed professional engineer: no critical repairs needed, no evacuation orders, no outstanding regulatory actions or violations.
- Unfunded repair cost per unit, next 12 months
- $0 (B14 trigger: $10,000)
- Evacuation orders
- No
- Regulatory actions / violations
- No
C14. Preparer
- Prepared by
- Dana Whitfield (fictional), Community Association Manager
- Relationship to HOA
- Employee of Gulfgate Community Management, LLC, managing agent for the Association
- Date prepared
- 2026-08-11
- Signature
- DRAFT - unsigned. The management company is the preparer and signer of record.
Review
CLEAN 41 pass, 0 to resolve
Every check, all 60 of them, with its result and the rule it comes from
| Check | Result | What the review found | Rule |
|---|---|---|---|
| FIN-01-RESERVE-PCT Reserve allocation percentage |
PASS | $66,528 / $604,800 = 11.0%, meets the 10% (current) floor | B4-2.2 Full Review Process (08/05/2026) [verified]; 15% floor: LL-2026-03 (2026-03-18), applications on or after 2027-01-04 [verified; also Freddie Bulletin 2026-C and 5701.5 (01/04/27 version)] |
| FIN-02-RESERVE-STUDY Reserve study substitute |
PASS | valid substitute available: study dated 2025-03-10 (within 3 years of application), budget $66,528 funds the highest recommended allocation $60,000 | B4-2.2 Full Review Process (08/05/2026) [verified]; highest-recommendation funding and baseline-funding ban, applications on or after 2026-08-03 [verified: LL-2026-03; Freddie 5701.5(d) (08/03/26 version)] |
| FIN-03-DELINQ-REGULAR Delinquency, regular assessments |
PASS | 3 of 84 units (3.6%) 60+ days past due on regular assessments; limit 15% | B4-2.2 Full Review Process (08/05/2026) [verified] |
| FIN-04-DELINQ-SPECIAL Delinquency, special assessments |
PASS | no special assessments on file; the special-assessment delinquency test is not applicable | B4-2.2 Full Review Process (08/05/2026) [verified] |
| FIN-05-BUDGET-ADEQUACY Budget adequacy |
PASS | assessments established ($604,800 budgeted) with a named replacement-reserve line ($66,528); reserve floor graded in FIN-01; qualitative items to confirm: budget consistent with the nature of the project, line items appropriate to project type and status, adequate funding for insurance deductibles (no formula in the Guide) | B4-2.2-02 Full Review Eligibility Requirements (June 3, 2026 guide): budget 'is adequate (that is, it includes allocations for line items pertinent to the type of condo project)' [verified primary]; Freddie 5701.5(b) / 5701.6(c) [verified primary] |
| FIN-06-RESERVE-DENOMINATOR Reserve denominator, checked again |
PASS | $66,528 / ($604,800 - $0 excludable) = 11.0% on the pure denominator; consistent with the stated-figure ratio 11.0% and the claimed 11.0% relative to the 10% (current) floor | B4-2.2-02 Full Review Process (04/02/2025, June 3 2026 guide): reserve calculation and its exclusion list (incidental, pass-through utilities, reserve-allocated, special-assessment income) [verified primary]; Freddie 5701.5(b)5 [verified]; condo-approval.com 2025-11-18 |
| FIN-07-DELINQ-NORMALIZER Delinquency ledger normalizer |
PASS | ledger 3 of 84 units (3.6%) minus 0 post-transfer stale entries = 3 of 84 units (3.6%) reconciled; aging basis 60 days; ledger and reconciled figures sit on the same side of the 15% limit | B4-2.2 Full Review Process (08/05/2026): 15% of units 60+ days past due [verified]; unit counts, never dollars; REO ledger drift [estimate], 60+ aging basis [verified threshold]; note: special assessments are tested separately (FIN-04), not blended into this count |
| OCC-01-OCCUPANCY Owner-occupancy concentration |
PASS | no occupancy concentration requirement for established projects (eliminated 2026-03-18 by LL-2026-03); counts reported for the form | LL-2026-03 (2026-03-18), 'Retirement of investor concentration limits', effective immediately [verified]; condotel red flag: B4-2.1-03 (08/05/2026) [verified] |
| OWN-01-SINGLE-ENTITY Single-entity ownership limit |
PASS | largest holder Investor A (fictional holding company): 3 of 84 units (3.6%), including 2 leased (leased and developer-retained units aggregate); within the limit 20.0% for a 21+ unit project | B4-2.1-03 Single-Entity Ownership (June 3, 2026 guide) [verified primary: limits, lease-arrangement inclusion, exclusions, purchase waiver; HOA owned-and-rented units count per the Non-Incidental Business Arrangements text]; Freddie 5701.3(j) diverges (25% at 21+ units) |
| OWN-02-REO-OWNER-OF-RECORD REO / lender-held owner-of-record |
PASS | no REO / lender-held / association-foreclosure holdings reported | B4-2.1-03 Single-Entity Ownership (June 3 2026 guide) [verified: the exclusion list has no REO/lender entry, so bank- and association-held units count like any owner]; owner-of-record and date-acquired identification [verified form instructions] |
| NEW-01-PRESALE New-project presale and completion |
PASS | not applicable: established project (84 of 84 units conveyed (100%), complete, no additional phasing, control turned over) | B4-2.2 additional requirements, new/newly converted projects (08/05/2026) [verified] |
| LEGAL-01-PHASING-MASTER Legal phasing and master association |
PASS | completion answered from Declaration of Condominium recorded 2004 (Hillsborough County OR Book 13xxx, fictional) and amendments through 2019; no phases reserved; no annexation rights reserved; not part of a master association | B4-2.1-01 established definition: no additional phasing/annexation [verified]; B4-2.2-03 phased-project guidance and the LL-2026-03 5-10-unit waiver master-association condition [verified rules; budget-blending failure mode estimate]; denominator conventions |
| LEGAL-02-ROFR Right of first refusal |
PASS | no right of first refusal in the project documents | B4-2.2-03 Limitations on Ability to Sell/Right of First Refusal (08/05/2026) [verified 2026-08-14]; risk framing B4-2.1-01 |
| CHAR-01-COMMERCIAL Commercial space share |
PASS | non-residential (commercial 4,200) = 4,200 sq ft of 88,200 total (4.8%); limit 35% | B4-2.1-03 (08/05/2026) [verified] |
| CHAR-02-CONDOTEL Hotel/condotel operations |
PASS | no hotel-type operations reported | B4-2.1-03 (08/05/2026) [verified] |
| CHAR-03-INELIGIBLE-TYPES Ineligible project types |
PASS | no ineligible project type reported | B4-2.1-03 (08/05/2026) [verified] |
| CHAR-04-PRIORITY-LIEN Priority lien exposure |
PASS | 6 months of regular assessments may prime the lien; limit 6 | B4-2.1-01 (08/05/2026) [verified] |
| LIT-01-DISQUALIFYING Litigation disqualification screen |
PASS | all 1 pending matter(s) disclosed and classified within the B13 carve-outs | B4-2.1-03 (08/05/2026) [verified] |
| LIT-02-CLASSIFICATION Litigation carve-out classification |
PASS | (1) MINOR: HOA is plaintiff in an assessment-collection or foreclosure action (B13) | B4-2.1-03 (08/05/2026) [verified] |
| LIT-03-COMPLETENESS Litigation intake completeness |
PASS | all 1 matter(s) carry proceeding type and the carve-out facts (type, insurer-defending posture, limits vs demand where applicable) | B4-2.1-03 litigation carve-outs [verified]; Freddie 5701.3(i) expressly extends the screen to arbitration/mediation [verified]; bare yes/no wrong in both directions; JustAnswer mediation thread [self-reported] |
| COND-01-CRITICAL-REPAIRS Critical repairs / deferred maintenance |
PASS | no critical repairs or significant deferred maintenance reported, and unfunded 12-month repairs are $0 per unit (limit $10,000) | B4-2.1-03 (08/05/2026) [verified] |
| COND-02-EVACUATION Evacuation order |
PASS | no evacuation order | B4-2.1-03 (08/05/2026) [verified] |
| COND-03-SA-REMEDIATION Special assessment remediation |
PASS | no special assessments on file | B4-2.1-03 (08/05/2026) [verified] |
| COND-04-INSPECTION Inspection report screen |
PASS | inspection dated 2025-06-18 (within 3 years): no critical repairs needed, no evacuation orders, no outstanding regulatory actions | B4-2.1-03 (08/05/2026) [verified] |
| COND-05-SA-PURPOSE Special assessment purpose consistency |
PASS | no special assessments on file | B4-2.1-03 critical repairs / special assessments [verified]; Freddie 5701.3(n): purpose, approval date, original amount, amount remaining, expected payoff for every current and planned assessment [verified]; KSN Law 2024-2025; MEEB: attach the engineer report rather than characterizing it |
| INS-01-PROPERTY Master property coverage |
PASS | coverage $24,150,000 equals or exceeds 100% of estimated replacement cost $24,150,000 per insurer replacement-cost valuation dated 2026-03-15; Special form; replacement-cost loss settlement (roof may be non-RCV) | B7-3-03 (fetched 2026-08-11) [verified] |
| INS-02-DEDUCTIBLES Deductibles |
PASS | per-occurrence deductible $100,000 is 0.4% of coverage (limit 5%); per-unit deductible $25,000 (cap $50,000, applications on or after 2026-07-01); borrower HO-6 noted: must cover at least the greater of interior-restoration cost or the per-unit deductible (LL-2026-03) | B7-3-03 (fetched 2026-08-11) [cap verified]; $50,000 cap and the 2026-07-01 application-date trigger [verified: LL-2026-03 pp. 5-6]; pre-2026-07-01 standard: B7-3-03 (02/07/2024 version, June 3 2026 guide) [verified primary] |
| INS-03-ENDORSEMENTS Endorsements and boiler |
PASS | trustee recognition, subrogation waiver, and master-primary confirmed; building-ordinance coverage in place; boiler and machinery $2,000,000 meets the lesser of $2M or replacement cost | B7-3-03 (fetched 2026-08-11) [verified] |
| INS-04-FLOOD Flood coverage |
PASS | flood coverage $24,150,000 meets the B7-3-06 building floor: at least the lesser of 80% of replacement cost ($19,320,000) or the maximum NFIP coverage per unit; deductible (not an intake field) may not exceed the NFIP RCBAP maximum; verify on the evidence of insurance | B7-3-06 Requirements for Project Developments and Deductible Requirements (02/07/2024, June 3 2026 guide) [verified primary] |
| INS-05-LIABILITY Liability coverage |
PASS | liability coverage $1,000,000 meets the B7-4-01 minimum of $1,000,000 per single occurrence; confirm on the evidence of insurance: severability of interests / separation of insureds (or the specific endorsement), coverage of HOA-owned commercial spaces and common-element operations, HOA as named insured with premiums a common expense | B7-4-01 (12/14/2022, June 3 2026 guide) [verified primary]; LL-2026-03 B7-4-01 note: only waiver-of-review projects exempt post-2026-08-03 |
| INS-06-FIDELITY Fidelity/crime coverage |
PASS | fidelity/crime coverage $460,000 meets the B7-4-02 minimum of $151,200 (three months of assessments on all units ($604,800 x 3/12 = $151,200; financial controls adhered to)); policy covers the management agent's acts | B7-4-02 (12/14/2022, June 3 2026 guide) [verified primary]; LL-2026-03 B7-4-01 note: only waiver-of-review projects exempt post-2026-08-03 |
| INS-07-PERIL-DEDUCTIBLES Per-peril deductible schedule |
PASS | 2 layer(s) transcribed with peril, basis, application, and source: (1) all other perils: $100,000 = 0.4% of coverage; (2) named storm: $25,000 per unit | B7-3-03 Deductible Requirements [verified: 5% of coverage per occurrence, multiple deductibles combine (02/07/2024 version); $50,000 per-unit cap for applications on or after 2026-07-01 (LL-2026-03)]; transcription integrity: peril + basis + application, never a conversion worked out from another figure; exactly-5% base verification; calendar-year hurricane basis per MyFloridaCFO [self-reported] |
| INS-08-DEDUCTIBLE-BUYBACK Deductible buy-back disclosure |
PASS | no deductible buy-back layers reported; base deductibles govern (INS-02, INS-07) | B7-3-03 buy-back note (02/07/2024) [verified: acceptable 'provided the policy meets all other property insurance requirements in Chapter B7-3, including insurer rating requirements']; present master deductible, buy-back layer, and net effective; never only the net [self-reported: Merlin Law Group] |
| INS-09-CARRIER-ELIGIBILITY Carrier eligibility and FAIR-plan conditionality |
PASS | master carrier Meridian Bay Mutual Insurance Company (fictional): AM Best A- meets B7-3-01 | B7-3-01 (fetched 2026-08-11) [verified: rating test - any one of AM Best B, Demotech A, S&P BBB, KBRA BBB; FAIR/windstorm-pool policies accepted only 'if they are the only coverage that can be obtained at the time of the loan closing or policy renewal']; layered placements screen every participant [self-reported: CondoTek/MGIC 1/15/25] |
| INS-10-LOSS-SETTLEMENT Loss-settlement sweep |
PASS | replacement-cost settlement throughout, roof included; no ACV carve-outs to disclose | B7-3-03 with LL-2026-03 [verified: replacement-cost loss settlement required, roofs excepted - roofs must be insured but need not be RCV; ACV acceptable on personal property and certain non-building elements]; HO-6 gap logic: LL-2026-03 HO-6 rules [verified] and PennyMac 26-76 |
| INS-11-RCV-EVIDENCE Replacement-cost evidence and coinsurance |
PASS | evidence: insurer replacement-cost valuation dated 2026-03-15, dated 2026-03-15 (149 days before application); no coinsurance clause | B7-3-03 acceptable replacement-cost evidence list (guaranteed RC, extended RC, insurer RCV valuation, insurance risk appraisal, qualified statement) [verified: LL-2026-03]; agreed-amount/coinsurance reading and the 12-month FL binding practice: FSResidential 2026 [self-reported]; FL 36-month appraisal statute not fetched - age flags are warnings only; statutory interpretation is not statutes |
| PROV-01-PROVENANCE Answer provenance |
PASS | material answers sourced and dated: occupancy per association records: homestead-exemption match plus owner mailing addresses, as of 2026-08-01; no assessments under discussion per board meeting minutes September 2025 through July 2026 reviewed; no special assessment discussed; financials per FY2026 budget adopted by the board 2025-11-18; lease terms per Declaration art. 14.2 (fictional): leases no shorter than 180 days, no more than twice per year | every material answer carries source document plus date; Eisenberg v. Phoenix Association Management (Mass. 2003) via MEEB [verified case, the one litigated loss]; CAMS 'DON'T GUESS' [self-reported] |
| PROC-01-CPM-STATUS CPM project status |
PASS | CPM status: Approved by Fannie Mae (checked 2026-08-10) | CPM FAQ (July 2026) Q9 and Q18 plus B4-2.1-02 [verified] |
| PROC-02-CPM-CERT CPM certification currency |
PASS | CPM status confirmed 2026-08-10; certification must remain unexpired and the project eligible as of the note date (lender-side, note date not yet known) | CPM FAQ (July 2026) Q9, unexpired certification in file [verified]; review age at note: one year established / 180 days new [verified primary: B4-2.1-01 Expiration for Project Reviews, June 3 2026 guide; Freddie 5701.2(a)(3)] |
| PROC-03-REGIME Review regime applicability |
PASS | application dated 2026-08-11: Full Review regime applies; Limited Review and short-form 1077/477 are retired (D12) | LL-2026-03 (2026-03-18), mandatory for applications dated on or after 2026-08-03 [verified primary] |
| PROC-04-REGIME-ROUTER Application-date regime router |
PASS | application dated 2026-08-11 selects: per-unit deductible: $50,000 cap + HO-6 cure (on/after 2026-07-01); review regime: Full Review, Limited Review and short-form 1077/477 retired (on/after 2026-08-03); reserve study: highest-recommendation funding mandatory, baseline method banned (on/after 2026-08-03); reserve floor: 10% (before 2027-01-04); effective-immediately items in force since 2026-03-18: investor-concentration limit retired, inflation-guard retired, roof may settle ACV, waiver expanded to <=10-unit projects | LL-2026-03 (2026-03-18) effective-date table [verified: $50K per-unit deductible 2026-07-01; Limited Review retirement and reserve-study rules 2026-08-03; 15% reserve floor 2027-01-04; investor-concentration, inflation-guard, and roof-RCV relief effective immediately]; SEL-2026-07 conform (guide text 08/05/2026); answer to the vintage the application date selects |
| COOP-01-IRC-216 Section 216 cooperative housing corporation status |
N/A | co-op standard, not applied to a condominium file | B4-2.3-02 Co-op Project Eligibility (05/06/2026) [verified primary, read 2026-08-13] |
| COOP-02-TITLE Corporation holds title to the property |
N/A | co-op standard, not applied to a condominium file | B4-2.3-02 Co-op Project Eligibility (05/06/2026) [verified primary, read 2026-08-13] |
| COOP-03-SHARES Share structure |
N/A | co-op standard, not applied to a condominium file | B4-2.3-02 Co-op Project Eligibility (05/06/2026) [verified primary, read 2026-08-13] |
| COOP-04-BLANKET-MORTGAGE Underlying / blanket mortgage |
N/A | co-op standard, not applied to a condominium file | B4-2.3-02 Co-op Project Eligibility (05/06/2026) [verified primary, read 2026-08-13] |
| COOP-05-BALLOON Underlying mortgage balloon terms |
N/A | co-op standard, not applied to a condominium file | B4-2.3-02 Co-op Project Eligibility (05/06/2026) [verified primary, read 2026-08-13] |
| COOP-06-PER-SHARE-DEBT Per-share project debt ratio |
N/A | co-op standard, not applied to a condominium file | B4-2.3-03 Legal Requirements for Co-op Projects (11/06/2024) [verified primary, read 2026-08-13] |
| COOP-07-PROPRIETARY-LEASE Proprietary lease term |
N/A | co-op standard, not applied to a condominium file | B4-2.3-03 Legal Requirements for Co-op Projects (11/06/2024) [verified primary, read 2026-08-13] |
| COOP-08-RECOGNITION Recognition agreement |
N/A | co-op standard, not applied to a condominium file | B4-2.3-03 Legal Requirements for Co-op Projects (11/06/2024) [verified primary, read 2026-08-13] |
| COOP-09-AUDITED-FINANCIALS Two years of audited financials |
N/A | co-op standard, not applied to a condominium file | B4-2.3-02 Co-op Project Eligibility (05/06/2026) [verified primary, read 2026-08-13] |
| COOP-10-CASH-FLOW Corporate cash flow and reserve adequacy |
N/A | co-op standard, not applied to a condominium file | B4-2.3-02 Co-op Project Eligibility (05/06/2026) [verified primary, read 2026-08-13] |
| COOP-11-SPONSOR-CASH-FLOW Sponsor-attributable negative cash flow |
N/A | co-op standard, not applied to a condominium file | B4-2.3-02 Co-op Project Eligibility (05/06/2026) [verified primary, read 2026-08-13] |
| COOP-12-SOLD-CONVEYED Shares sold and conveyed to principal residences |
N/A | co-op standard, not applied to a condominium file | B4-2.3-02 Co-op Project Eligibility (05/06/2026) [verified primary, read 2026-08-13] |
| COOP-13-SPONSOR-CONCENTRATION Single-entity share concentration |
N/A | co-op standard, not applied to a condominium file | B4-2.1-03 Ineligible Projects, co-op rows (08/05/2026) [verified primary, read 2026-08-13]; New York rent-regulated sponsor carve-out sits here since B4-2.3-05 was deleted by SEL-2025-06 (06 Aug 2025) |
| COOP-14-TAX-ABATEMENT Corporate real estate tax abatements |
N/A | co-op standard, not applied to a condominium file | Form 1074 Request For Cooperative Project Information (footer 'July 96') [verified primary, read 2026-08-13]; optional by its own instructions: 'We do not require the use of this form' |
| COOP-15-FLIP-TAX Flip tax / stock transfer fee |
N/A | co-op standard, not applied to a condominium file | B4-2.3-04 Loan Eligibility for Co-op Share Loans (08/06/2025) [verified primary, read 2026-08-13] |
| COOP-16-LAND-LEASE Land ownership and ground lease |
N/A | co-op standard, not applied to a condominium file | B4-2.1-03 Ineligible Projects, co-op rows (08/05/2026) [verified primary, read 2026-08-13]; New York rent-regulated sponsor carve-out sits here since B4-2.3-05 was deleted by SEL-2025-06 (06 Aug 2025) |
| COOP-17-TYPE-AND-PERS Co-op type and PERS routing |
N/A | co-op standard, not applied to a condominium file | B4-2.1-03 Ineligible Projects, co-op rows (08/05/2026) [verified primary, read 2026-08-13]; New York rent-regulated sponsor carve-out sits here since B4-2.3-05 was deleted by SEL-2025-06 (06 Aug 2025) |
| COOP-18-DELINQUENCY-BASIS Delinquency counting basis |
N/A | co-op standard, not applied to a condominium file | B4-2.3-02 Co-op Project Eligibility (05/06/2026) [verified primary, read 2026-08-13] |
| COOP-19-OCCUPANCY Occupancy grid |
N/A | co-op standard, not applied to a condominium file | Form 1074 Request For Cooperative Project Information (footer 'July 96') [verified primary, read 2026-08-13]; optional by its own instructions: 'We do not require the use of this form' |